Money Monday: Discovering Dave Ramsey

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It’s Money Monday! In my first Money Monday post, I talked about how Steve and I buried ourselves in debt. Loans, loans, and more loans. We just kept happily digging ourselves a deeper hole all while thinking it was completely normal.

We kept on that way until one day Steve stumbled upon a The Dave Ramsey Show on iTunes. That was on May 8, 2011 and he has listened to every show since then. Anyway, we discussed Dave Ramsey’s Debt Snowball Plan and decided to give it a go.

On May 15, 2011—one week after we discovered Dave Ramsey—we paid off both of our Nelnet loans, which were nagging student loans from the community college we both attended. It’s beyond me why we even had enough money saved to pay off those loans, but we did. We were elated when we mailed in the payoff amount. Yes, mailed in…so old school, but it was required.

I don’t think we had any real clue what we were getting ourselves into, and we certainly didn’t realize the amount of sacrifice it’d take to make being debt free a reality. We started on a strict budget—well we thought it was strict at the time—and began our journey toward debt freedom.

Right now you might be thinking that being debt free is impossible, or perhaps not worth sacrificing for, but I can assure you that’s not true. My goal with this series is to show you just how possible it is.

I’m curious to know…are you debt free?

Until next time!

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